BIR Income Tax Calculator Philippines 2025 [Simple & Fast]

Use the latest tax calculator to manage your 2025 tax obligations in the Philippines. Just enter your gross income and the tool quickly calculates your net pay after taxes and deductions.

It uses the 2025 BIR Income Tax Table for precise results, making sure you follow the latest tax laws. This tool is great for checking your taxes, planning your money, and saving more.

It also includes SSS, PhilHealth, and Pag-IBIG contributions for accurate net pay. This easy process helps you make smart financial choices and follow tax rules.

Want to save even more?

Understanding the Income Tax Calculator

To use the BIR Income Tax Calculator Philippines well, it’s important to know how it works and what it includes.

The calculator looks at different income levels and their matching tax rates to give you correct results.

You can enter your monthly gross income to find out your Net Pay after all deductions and exemptions.

This way, you get a clear summary of your tax duties. The PH Tax Calculator helps you follow tax laws and plan your finances better.

Knowing how it works lets you manage your money and predict your tax bills accurately.

Why Should I Use the BIR Tax Calculator?

Using the BIR Tax Calculator is a dependable way to figure out your income tax using the latest tax table.

This tool lets you enter your total monthly salary and helps you find out your income, the tax you owe, and your pay after deductions.

It follows the latest BIR rules, so it reduces mistakes and ensures you’re following the law.

By using the BIR calculator, you can get the most tax benefits and save money by planning your taxes well.

This tool uses the latest BIR Income Tax Table 2025 to give accurate tax amounts, making sure your tax filing is correct.

This way, you can handle your money better and avoid any problems with your taxes.

2025 BIR Income Tax Table Overview

Now that you know how to calculate your income tax, let’s look at the BIR Tax Table for 2025 in the Philippines.

Revised Withholding Tax Table

This Revised Withholding Tax Table, effective from January 1, 2023, and onwards shows different income groups and the tax rates for each. Higher incomes have higher tax rates.

DAILY	1	2	3	4	5	6
Compensation Range	₱685 and below	₱685 -₱1,095	₱1,096 – ₱2,191	₱2,192 – ₱5,478	₱5,479 – ₱21,917	₱21,918 and above
Prescribed Withholding Tax	0.00	0.00 +15% over ₱685	₱61.65 +20% over ₱1,096	₱280.85 +25% over ₱2,192	₱1,102.60 +30% over ₱5,479	₱6,034.30 +35% over ₱21,918
WEEKLY	1	2	3	4	5	6
Compensation Range	₱4,808 and below	₱4,808 – ₱7,691	₱7,692 – ₱15,384	₱15,385 – ₱38,461	₱38,462 – ₱153,845	₱153,846 and above
Prescribed Withholding Tax	0.00	0.00 +15% over ₱4,808	₱432.60 +20% over ₱7,692	₱1,971.20 +25% over ₱15,385	₱7,740.45 +30% over ₱38,462	₱42,355.65 +35% over ₱153,846
SEMI-MONTHLY	1	2	3	4	5	6
Compensation Range	₱10,417 and below	₱10,417 – ₱16,666	₱16,667 – ₱33,332	₱33,333 – ₱83,332	₱83,333 – ₱333,332	₱333,333 and above
Prescribed Withholding Tax	0.00	0.00 +15% over ₱10,417	₱937.50 +20% over ₱16,667	₱4,270.70 +25% over ₱33,333	₱16,770.70 +30% over ₱83,333	₱91,770.70 +35% over ₱333,333
MONTHLY	1	2	3	4	5	6
Compensation Range	₱20,833 and below	₱20,833 – ₱33,332	₱33,333 – ₱66,666	₱66,667 – ₱166,666	₱166,667 – ₱666,666	₱666,667 and above
Prescribed Withholding Tax	0.00	0.00 +15% over ₱20,833	₱1,875.00 +20% over ₱33,333	₱8,541.80 +25% over ₱66,667	₱33,541.80 +30% over ₱166,667	₱183,541.80 +35% over ₱666,667

Source: BIR GOV Tax Information

This table is important for figuring out how much tax you need to pay each month, half-month, week, or day.

By knowing these groups and rates, you can follow tax laws and keep more of your money.

Annual Tax Table

This table, effective from January 1, 2023, and onwards is important for figuring out how much tax you need to pay annually.

Bracket	Rate
Not over ₱ 250,000.00	0%
Over ₱ 250,000.00 but not over ₱ 400,000.00	15% of the excess over ₱ 250,000.00
Over ₱ 400,000.00 but not over ₱ 800,000.00	₱ 22,500.00 + 20% of the excess over ₱ 400,000.00
Over ₱ 800,000.00 but not over ₱ 2,000,000.00	₱ 102,500.00 + 25% of the excess over ₱ 800,000.00
Over ₱ 2,000,000.00 but not over ₱ 8,000,000.00	₱ 402,500.00 + 30% of the excess over ₱ 2,000,000.00
Over ₱ 8,000,000.00	₱ 2,202,500.00 + 35% of the excess over ₱ 8,000,000.00

The Tax Table helps you plan your finances better, so you can manage your deductions and increase your take-home pay. Understanding this tool is the first step to accurate tax calculation.

How to Compute Net Pay After Deductions in the Philippines?

To find out how much money you actually take home after getting paid, you’ll need to subtract things like taxes, SSS, PhilHealth, and Pag-IBIG from your total salary.

Here’s how:

Calculate Total Deductions:
- Total Contributions: This includes the amount you contribute to your retirement fund, health insurance, and other benefits.
- Income Tax: This is the tax you pay on your income.
Add Total Contributions and Income Tax:
- Total Deductions = Total Contributions + Income Tax
Calculate Net Pay After Deductions:
- Net Pay After Deductions = Monthly Income – Total Deductions

Example:

Let’s say your monthly salary is ₱35,000. To find your Net Pay After Deductions:

Calculate Total Deductions:
- Total Contributions = ₱3,300
- Income Tax = ₱1,630.05
- Total Deductions = ₱3,300 + ₱1,630.05 = ₱4,930.05
Calculate Net Pay After Deductions:
- Net Pay After Deductions = ₱35,000 – ₱4,930.05 = ₱30,069.95

So, your Net Pay After Deductions would be ₱30,069.95 on a monthly income of ₱35,000 in the Philippines.

Overview of TRAIN Law

The Tax Reform for Acceleration and Inclusion (TRAIN) Law started on January 1, 2018.

It aims to make the tax system simpler and fairer. It has lowered personal income tax rates and increased the VAT base.

This change has helped Filipino taxpayers pay taxes more easily, increased government income, and boosted economic growth.

Key Provisions Highlighted

The TRAIN Law or the Republic Act No. 10963, is a rule that makes the Philippine tax system simpler and fairer. It changes income tax rates, thresholds, and exemptions for people, making the tax rules easier to follow.

You might pay less in personal income taxes now. Using the salary tax calculator Philippines will help you figure out your taxable income with these new rules.

Here are the key points:

Lower personal income tax rates – Taxes are now simpler and less expensive for many people.
Changed income thresholds – Different tax brackets for different income levels and salary grades.
Wider tax base – More people will pay taxes fairly.
Updated estate and donor’s taxes – These taxes are now easier to understand.

These changes are meant to make paying taxes easier for everyone.

Impact on Taxpayers

The TRAIN Law changes how we calculate taxes, affecting our financial planning and how we follow tax rules. It updates tax rates, brackets, and exemptions to match today’s economy.

The goal of this tax reform is to make tax calculations simpler and help low-income earners while making sure higher earners pay their fair share.

You can improve your financial plans and get the most tax benefits by staying informed and using tools like our BIR Personal Income Tax Calculator Philippines.

Understanding these changes helps you make smart choices and follow the new tax rules.

How to Calculate Your Contributions to SSS, PhilHealth, and Pag-IBIG?

It’s important to know how to calculate your contributions to SSS, PhilHealth, and Pag-IBIG based on your monthly salary.

These payments affect your total deductions and net pay. To figure out how much you’ll pay each month, check the contribution tables below.

Contribution Type	Monthly Salary Range	Contribution Rate
SSS	₱1,000 – ₱20,000	14%
PhilHealth	₱10,000 – ₱60,000	5%
Pag-IBIG	Up to ₱5,000	2%

Stay updated on the latest rates and rules to get the most out of your benefits. Careful planning will help you manage your social security and healthcare costs better.

Must Check:

PhilHealth Contribution Table

Advantages of Tax Calculation

Using a tax calculator makes managing your money easier. It shows you how much tax you need to pay and how much you can save.

You get accurate results, so you make fewer mistakes and get more benefits. Plus, it saves you time and effort, so you can focus on other important money decisions.

Simplifies Financial Planning

The DOF Tax Calculator makes handling your money easier by giving you accurate income tax calculations. This helps you manage your finances and tax duties better.

It uses the latest BIR Income Tax Table to make sure your taxable income, tax due, and net pay are correct.

With this tool, you can:

Budget better: Plan your expenses because you know exactly how much tax you owe.
Save money: Use deductions and credits to get the most savings.
Follow the rules: Make sure your tax calculations follow current laws.
Avoid mistakes: Reduce errors in tax computations, giving you peace of mind.

Using this tool helps you make smart financial decisions, improving your overall financial health.

Ensures Accurate Deductions

This tool lets you know exactly how much tax you owe per year or per month, making sure you follow the latest tax laws.

This is important for getting the most tax benefits and savings by making smart choices and planning your taxes well.

The clear breakdown of tax computations, like monthly contributions, helps you file your taxes accurately, reducing the risk of expensive mistakes and fines.

Saves Time and Effort

Using the Philippines Tax Calculator will make figuring out your taxes much easier and faster. It also helps you follow the latest tax rules. Here’s how it helps:

Quick Results: Enter your gross income and see your net pay after deductions instantly.
Detailed Breakdown: Get clear summaries of your income tax, total deductions, and net pay.
Secure Data: Your information is kept safe and private.
Automatic Deductions: It automatically includes your SSS, PhilHealth, and Pag-IBIG contributions, so you don’t have to do it by hand.

This easy-to-use tool helps you make smart financial choices.

Frequently Asked Questions

How Much Salary Is Taxable in the Philippines in 2025?

In the Philippines, people who earn up to 250,000 pesos per year do not have to pay taxes.

If you are earning more than 250,000 pesos annually, you are subject to tax on 15% of the excess over ₱250,000.

How Much is the Tax on 30,000 Pesos Monthly Salary in the Philippines?

You will need to pay ₱917.55 in taxes each month if you earn ₱30,000 per month in the Philippines.

Wrapping Up

By using the BIR Tax Calculator, you’ll easily handle the Philippine tax system. With this simple computation tool, you’ll figure out your taxable income and know your net pay after tax and deductions with ease.

Here are the key features of the Tax Calculator in the Philippines;

Accurately calculates net pay after deducting taxes, SSS, PhilHealth, and Pag-IBIG contributions.
Uses the latest BIR Income Tax Table for precise income tax computations.
Identifies tax brackets and corresponding rates for different income levels.
Simplifies financial planning by providing clear breakdowns of income tax and deductions.
Ensures compliance with BIR regulations while maximizing tax benefits and savings.

Learn the latest tax tables and TRAIN law rules to stay on track. Knowing how to calculate benefits contributions and the latest tax rates will help you plan your money better.

Use this amazing free tool online for a smooth and easy tax season.

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